Attention homeowners in Olive Branch and Desoto County: Get an Appraisal today!
Here are the top seven reasons Mississippi homeowners need Acme Appraisals LLC:
At Acme Appraisals LLC, we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Acme Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. That only means you are going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Acme Appraisals LLC is your strongest weapon when contesting your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping folks just like you remove undesirable PMI insurance.
HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Acme Appraisals LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. Even though most review work is requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.